What Does IUL Stand For? (IUL Meaning Explained Simply)
What does IUL stand for? Learn the meaning of Indexed Universal Life Insurance, how it works, key features, pros and cons, and common misconceptions.
May 29, 2026 · 7 min read
What Is IUL Insurance? A Plain-English Guide to Indexed Universal Life
Indexed Universal Life insurance explained in plain English: how it works, the floor and cap, the real advantages and tradeoffs, and who it's actually for.
May 28, 2026 · 10 min read
Caps, Floors, and Participation Rates Explained
The three numbers that determine what your IUL actually credits — and which one carriers change without telling you.
April 2, 2026 · 7 min read
IUL vs. Roth IRA: An Honest Comparison
Both grow tax-deferred. Both come out tax-free. Only one of them should be your first move.
March 21, 2026 · 8 min read
Six Questions to Ask Before Buying an IUL
If you can't answer all six honestly, the policy probably isn't for you — yet.
March 8, 2026 · 6 min read
The Best IUL Carriers in 2026
An annual review of financial strength, illustration discipline, and product design across the eleven carriers I actively place business with.
February 18, 2026 · 12 min read
What 'Maximum-Funded' Actually Means
Two policies with identical premiums can have radically different outcomes. The difference is design.
February 4, 2026 · 7 min read
IUL Policy Loans: The Mechanics Nobody Explains
The 'tax-free retirement income' pitch hinges on policy loans. Here's exactly how they work.
January 20, 2026 · 8 min read
IUL vs. Whole Life: Different Tools, Different Jobs
Whole life is a bond-like contract. IUL is an equity-linked contract. They are not interchangeable.
January 8, 2026 · 9 min read